As of Dec, 2025, we support over 80 of the top final expense life insurance companies including private label companies for some FMOs in the FEX quote engine:

The quote engine rates for simplified issue whole life (SIWL). Every plan we quote for requires minimal to no home office underwriting.

We provide rates for over 300 plans including level, graded and modified benefits. We also have rates for limited pay plans (10 & 20 year) as well as guaranteed issue. If you are writing final expense insurance, we have what you need to get the job done!

We are not an insurance marketing company and do not offer any contracting or agency sales support outside of the final expense quote engine. We can not emphasize this enough as there is absolutely zero conflict of interest in this area!

Our staff does however have a solid and proven life sales background which uniquely allows us to understand the needs of agents in the field. We bring over 30 years of insurance sales experience to the table in the development of our final expense quote engine.

Yes, if we think there is enough of a demand for a particular carrier we will gladly add them to the rater. Please use the support link to send us the rates, or to let us know where we can obtain the rates.

Yes, we offer a basic web site plug-in where both IMOs and agents can add a simple final expense quote engine to their web site.

Increased functionality is optionally available. Please refer to the comparison table for more information.

Absolutely! Simply click on the company selection link in your control panel to choose the companies to rate for.

The FEX Quote engine will work with all current smart phones including the iPhone, Android and Blackberry. Additionally, our quote engine has been optimized to work with well all tablets including the iPad.

Yes, We have apps for both Android and iPhone. They are available in the Google Playstore and the Apple App Store.

We also have a mobile final expense quoting site that is designed specifically for all smart phones.

No. FEX Quotes is cloud based SaaS application (software as a service). You only need an internet connection to run the quote engine - Fast broadband is even better! There is nothing to install, and all updates are performed automatically!

Our built-in lead manager allows you organize and manage your final expense leads. Most agents working the final expense market are purchasing leads on a weekly or monthly basis. The task of organizing, working and following up on these leads can be quite daunting without some help.

Our lead management system is a lean and mean no-nonsense tool that allows you to efficiently work your final expense leads. Once you add a lead to the system, you can quickly quote it, tag it for an appointment or follow-up. You can even add notes or quote other family members. If you are using direct mail leads, you can even upload the lead to the lead manager. The system will even print you a map or directions to the client's home!

ZERO! The lead management system is included at no additional charge with every FEX quote engine subscription.

Many of our subscribers have told us our lead mangement system is nicer than other stand alone systems costing hundreds of dollars more. In fact, we have many agents subscribing for the lead management system alone!

Not at all! The lead management system can be used for other lines of business including Med Supp, Health and even P&C.

We do not use a traditional log-in with user names and passwords. You only need to enter your access key.

Our security system will continually reset and eventually disable an access key that it detects is being shared. Please do not share your access key with anyone to avoid this unnecessary inconvenience.

Also, sharing your access key puts your's and client's personal information at risk .

Yes, if you would like to purchase additional access keys for other staff members, please contact us.