Quote Engine
As of today, we support over 70 of the top final expense life insurance companies — including private label companies for some IMOs and FMOs — in the FEX quote engine.
- 1891 Financial
- AFLAC
- Allstate
- American Amicable
- American Century
- American Home Life
- American National
- American National (TX)
- Americo
- Baltimore Life
- Bankers Fidelity
- BetterLife
- Catholic Financial
- Christian Fidelity
- CICA
- Cigna
- Cincinnati Equitable
- Combined Insurance
- Continental Life
- Corebridge
- CSA Fraternal
- CVS Health
- ELCO
- Family Benefit
- Fidelity Life
- Foresters Financial
- Gerber
- Globe Life (NY)
- GPM
- Grange
- GTL
- Illinois Mutual
- Kentucky Home Life
- Lafayette Life
- Liberty Bankers
- LifeShield
- Loyal Christian
- Manhattan Life
- Mountain Life
- National Guardian
- National Security
- National Slovak
- Nationwide
- New Era
- Norway
- Occidental Life
- Omaha
- Oxford
- Phila. American
- Physicians Mutual
- Polish Falcons
- PRCUA
- Royal Arcanum
- Royal Neighbors
- Security National
- Senior Life
- Sentinel
- Serb National Federation
- Slovak Catholic
- Transamerica
- Trinity
- United American
- United Heritage
- United Home Life
- WCU Life
- William Penn
- Womans Life
The quote engine rates for simplified issue whole life (SIWL). Every plan we quote for requires minimal to no home office underwriting.
We provide rates for over 300 plans including level, graded, modified benefits. We also have rates for limited pay plans (10 & 20 year) as well as SPWL and guaranteed issue. If you are writing final expense insurance, we have what you need to get the job done!
We are not an insurance marketing company and do not offer any contracting or agency sales support outside of the final expense quote engine. We can't emphasize this enough — there is absolutely zero conflict of interest in this area!
Our staff does, however, have a solid and proven life sales background which uniquely allows us to understand the needs of agents in the field. We bring over 40 years of insurance sales experience to the table in the development of our final expense quote engine.
Yes — if we think there is enough demand for a particular carrier, we will gladly add them to the rater. Please use the support link to send us the rates, or to let us know where we can obtain them.
Absolutely! Simply click on the company selection link in your control panel to choose the companies to rate for.
No. FEX Quotes is a cloud-based SaaS application (software as a service). You only need an internet connection to run the quote engine — fast broadband is even better! There is nothing to install, and all updates are performed automatically.
The FEX quote engine works with all current mobile devices, including iPhone and Android. Additionally, our quote engine has been optimized to work well with all tablets, including the iPad.
Yes! We have apps for both Android and iPhone. They are available in the Google Play Store and the Apple App Store.
We also have a mobile final expense quoting site designed specifically for all smartphones.
Website & API
Yes, we offer a basic website plug-in where both IMOs and agents can add a simple final expense quote engine to their website.
Increased functionality is optionally available. Please refer to the comparison table for more information.
Yes, if you need further functionality or complete creative control we have a RESTful API. Additionally, we support
Lead Management
Our built-in lead manager allows you to organize and manage your final expense leads. Our internal lead managment system was sunset in favor of webhooks. Previous lead manager data, if downloaded can be imported to any 3rd party system. We support any CRM or web accessible endpoint. Currently we have pre-built webhooks for Zapier, Make and GoHighLevel.
ZERO! The lead management system is included at no additional charge with every FEX quote engine subscription.
Many of our subscribers have told us our lead management system is nicer than other standalone systems costing hundreds of dollars more. In fact, we have many agents subscribing for the lead management system alone!
Not at all! The lead management system can be used for other lines of business including Med Supp, Health and even P&C.
Access Keys
We do not use a traditional log-in with usernames and passwords. You only need to enter your access key.
Our security system will continually reset — and eventually disable — an access key that it detects is being shared. Please do not share your access key with anyone to avoid this unnecessary inconvenience.
Remember: sharing your access key puts your personal information, and your clients' personal information, at risk.
Yes — if you would like to purchase additional access keys for other staff members, please contact us.
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