By accessing this web site, you are agreeing to be bound by these web site Terms and
Conditions of Use, all applicable laws and regulations, and agree that you are
responsible for compliance with any applicable local laws. If you do not agree with any
of these terms, you are prohibited from using or accessing this site. The materials
contained in this web site are protected by applicable copyright and trade mark
2. Use License
- Permission is granted to access the quote engine on FexQuotes' web site for comparing rates from various competing insurers.
This is the grant of a license, not a transfer of title, and under this license you may not:
- modify the materials;
- use the materials for any commercial purpose other than sale or solicitation of insurance, or for any public display.
- attempt to decompile or reverse engineer any software contained on FexQuotes's web site;
- manually or programatically scrape rates for collection and/or aggregation purposes outside of our website(s);
- remove any copyright or other proprietary notations from the materials;
- transfer the materials to another person or "mirror" the materials on any
- share or transfer your access key.
- This license shall automatically terminate if you violate any of these
restrictions and may be terminated by FexQuotes at any time. Upon
terminating your viewing of these materials or upon the termination of this license,
you must destroy any downloaded materials in your possession whether in electronic or
- The materials on FexQuotes's web site are provided "as is". FexQuotes.com
has made every reasonable effort to assure the accuracy of this information. However, we make no warranties
or guarantees to the accuracy of this information. While we strive to maintain an accurate database of
current rates, human and rounding errors can occur and therefore we cannot guarantee accuracy. While it is our goal to give
you the most accurate quote possible, the actual premium will be determined by the insurer.
FexQuotes makes no warranties, expressed or implied, and hereby disclaims and
negates all other warranties, including without limitation, implied warranties or
conditions of merchantability, fitness for a particular purpose, or non-infringement
of intellectual property or other violation of rights.
The FexQuotes rating system is a comparative rating tool and should not be considered a substitute or replacement for the individual carrier's published rates
or propietary rating system. In all cases, the individual company's published rates and rating tools shall be considered the authoritative answer with respect to calculated premiums.
In no event shall FexQuotes or its suppliers be liable for any damages
(including, without limitation, damages for loss of data or profit, or due to business
interruption,) arising out of the use or inability to use the materials on FexQuotes's
Internet site, even if FexQuotes or a FexQuotes
authorized representative has been notified orally or in writing of the possibility of
such damage. Because some jurisdictions do not allow limitations on implied warranties,
or limitations of liability for consequential or incidental damages, these limitations
may not apply to you.
5. Revisions and Errata
The materials appearing on FexQuotes's web site could include technical,
typographical, or photographic errors. FexQuotes does not warrant that any
of the materials on its web site are accurate, complete, or current. FexQuotes may make changes
to the materials contained on its web site at any time without
notice. FexQuotes does not, however, make any commitment to update the
6. Refund/Cancellation Policy
FexQuotes provides online subscription services to its website for its clients. We are committed to 100% client satisfaction and offer a no questions asked 30 day refund policy on annual subscriptions.
Prospective clients are not charged for any free trial period. For all subscriptions and upgrades, you may cancel during the first 30 days (calculated from the date of purchase or renewal date plus any free trial period, if applicable) and receive a full refund. If the cancellation occurs after the first 30 days, you will not receive a refund. Monthly subscriptions may be cancelled at any time but you are not eligible for a refund.
Clients may cancel their renewal subscription to FexQuotes online services by clicking on the cancellation link in the billing tab within your profile. If you cancel your subscription but are not eligible for a refund, you will retain access to your client account until your subscription expires.
All eligible refunds will be processed back to the credit card that was originally used for purchase. Eligible refunds are processed within 1 business day. Please allow up to 5 business days for the refund to be credited back to your account.
FexQuotes has not reviewed all of the sites linked to its Internet web
site and is not responsible for the contents of any such linked site. The inclusion of
any link does not imply endorsement by FexQuotes of the site. Use of any
such linked web site is at the user's own risk.
without notice. By using this web site you are agreeing to be bound by the then current
version of these Terms and Conditions of Use.
9. Governing Law
Any claim relating to FexQuotes's web site shall be governed by the laws
of the State of NJ without regard to its conflict of law provisions.