How many companies are supported in the quote engine?
As of August. 2018, we support over 90 of the top final expense life insurance companies including private label companies for some FMOs in the FEX quote engine:
AIG✶ American Amicable✶ American Century✶ American Continental✶ American Home Life✶ American Memorial✶ American National✶ American National (TX)✶ Americo✶ Americo Eagle✶ Assurant✶ Assurity✶ Baltimore Life✶ Bankers Fidelity✶ Boston Mutual✶ CSA Fraternal✶ CalStar✶ Christian Fidelity✶ Cigna✶ Cincinnati Equitable✶ Colorado Bankers✶ Columbian Mutual✶ Continental Life✶ Degree Of Honor✶ EMC Life✶ Equitable Life✶ Family Benefit Life✶ Federal Life✶ Fidelity Life✶ Foresters✶ GPM✶ Gerber Life✶ Gleaner✶ Globe Life (NY)✶ Grange Life✶ Great Western✶ Humana✶ Illinois Mutual✶ KSKJ Life✶ Kemper Life✶ Lafayette Life✶ Liberty Bankers✶ LifeShield✶ Manhattan Life✶ Medico✶ Motorists Life✶ Mutual Of Omaha✶ National Guardian✶ National Security✶ National Slovak✶ National Western✶ New Era Life✶ Northcoast Life✶ Occidental Life✶ Oxford Life✶ PRCUA Life✶ Pekin✶ Philadelphia American✶ Phoenix Life✶ Pioneer American✶ Royal Arcanum✶ Royal Neighbors✶ S.USA✶ SBLI USA✶ Sagicor Life✶ Security National✶ Senior Life✶ Sentinel Life✶ Settlers Life✶ Slovak Catholic Sokol✶ Standard Life✶ Standard Life and Cas.✶ Sterling Life✶ Stonebridge Life✶ Surebridge Life✶ Texas Life✶ Transamerica✶ Trinity Life✶ UCT✶ UNLI✶ United American✶ United Heritage✶ United Home Life✶ United Life✶ United Security✶ Washington National✶ Western Catholic Union✶ William Penn
What plans does the rater quote for?
The quote engine rates for simplified issue whole life (SIWL). Every plan we quote for requires minimal to no home office underwriting.
We provide rates for over 300 plans including level, graded and modified benefits. We also have rates for limited pay plans (10 & 20 year) as well as guaranteed issue. If you are writing final expense insurance, we have what you need to get the job done!
Are you an IMO or FMO?
We are not an insurance marketing company and do not offer any contracting or agency sales support outside of the final expense quote engine. We can not emphasize this enough as there is absolutely zero conflict of interest in this area!
Our staff does however have a solid and proven life sales background which uniquely allows us to understand the needs of agents in the field. We bring over 30 years of insurance sales experience to the table in the development of our final expense quote engine.
Can I request for a company to be added?
Yes, if we think there is enough of a demand for a particular carrier we will gladly add them to the rater. Please use the support link to send us the rates, or to let us know where we can obtain the rates.
Can I add a final expense quote engine to my web site?
Yes, we offer a basic web site plug-in where both IMOs and agents can add a simple final expense quote engine to their web site.
Increased functionality is optionally available. Please refer to the comparison table for more information.
Can I select which companies to rate?
Absolutely! Simply click on the company selection link in your control panel to choose the companies to rate for.
Is the quote engine smart phone compatible?
The FEX quote engine will work with all current smart phones including the iPhone, Android and Blackberry. Additionally, our quote engine has been optimized to work with well all tablets including the iPad.
Do you have an app for smart phones?
Yes, We have apps for both Android and iPhone. They are available in the Google Playstore and the Apple App Store.
We also have a mobile final expense quoting site that is designed specifically for all smart phones.
Is there a Windows or MAC version to install?
No. FEX Quotes is cloud based SaaS application (software as a service). You only need an internet connection to run the quote engine - Fast broadband is even better! There is nothing to install, and all updates are performed automatically!
What exactly is the CRM / Lead Manager?
Our built-in lead manager allows you organize and manage your final expense leads. Most agents working the final expense market are purchasing leads on a weekly or monthly basis. The task of organizing, working and following up on these leads can be quite daunting without some help.
Our lead management system is a lean and mean no-nonsense tool that allows you to efficiently work your final expense leads. Once you add a lead to the system, you can quickly quote it, tag it for an appointment or follow-up. You can even add notes or quote other family members. If you are using direct mail leads, you can even upload the lead to the lead manager. The system will even print you a map or directions to the client's home!
How much does the Lead Manager cost?
NOTHING! The lead management system is included at no additional charge with every FEX quote engine subscription.
Many of our subscribers have told us our lead mangement system is nicer than other stand alone systems costing hundreds of dollars more. In fact, we have many agents subscribing for the lead management system alone!
Is the CRM / Lead Manger just for final expense?
Not at all! The lead management system can be used for other lines of business including Med Supp, Health and even P&C.
Where do I enter my username and password?
We do not use a traditional log-in with user names and passwords. You only need to enter your access key.
Why does my access key keep getting reset?
Our security system will continually reset and eventually disable an access key that it detects is being shared. Please do not share your access key with anyone to avoid this unnecessary inconvenience.
Also, sharing your access key puts your personal information at risk.
Is there a discount for purchasing multiple access keys?
Yes, if you would like to purchase additional access keys for other staff members, please contact us.